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REAL-TIME GLOBAL RESEARCH

Risk Reward Update

Published: 2026-08-17Institution: Morgan StanleyCompany / ticker: DLO.OPages: 9Original language: English

Research evidence excerpt

Not for redistribution without written consent of Morgan Stanley

M

Update

August 17, 2026 03:37 PM GMT

Morgan Stanley & Co. LLC

dLocal Ltd | Latin America

Jorge Kuri

Equity Analyst

Risk Reward Update

dLocal Ltd (DLO.O, DLO US)

What’s Changed

Uruguay Financial Institutions | Uruguay

dLocal Ltd (DLO.O)

From

To

Price Target

US$14.50

US$15.00

Bull Case

US$23.00

US$24.00

Base Case

US$14.50

US$15.00

Bear Case

US$6.50

US$7.00

Updated Components

EPS

Investment Thesis

Risk Reward for dLocal Ltd (DLO.O) has been updated

Stock Rating

Industry View

Price target

Shr price, close (Aug 14, 2026)

52-Week Range

Fiscal Year Ending

EPS (US$)**

Prior EPS (US$)**

Equal-weight

No Rating

US$15.00

US$14.17

US$16.78-10.64

12/25 12/26e 12/27e 12/28e

0.65

0.78

1.03

1.20

1.18

Unless otherwise noted, all metrics are based on Morgan Stanley ModelWare

framework

** = Based on consensus methodology

e = Morgan Stanley Research estimates

Reason for change

Updating EPS estimates and PT on the back of 2Q26 results.

Morgan Stanley does and seeks to do business with

companies covered in Morgan Stanley Research. As a result,

investors should be aware that the firm may have a conflict of

interest that could affect the objectivity of Morgan Stanley

Research. Investors should consider Morgan Stanley

Research as only a single factor in making their investment

decision.

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