Latin America Financials: Citi‘s Daily Statement – 2026.07.29 - BR Debt Reneg program; Nu’s new membership; Regional and B3

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Latin America Financials: Citi‘s Daily Statement – 2026.07.29 - BR Debt Reneg program; Nu’s new membership; Regional and B3

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29 Jul 2026 07:52:55 ET │ 13 pages

Latin America Financials

Citi’s Daily Statement – 2026.07.29 - BR Debt Reneg program; Nu's new

membership; Regional and B3

CITI'S TAKE

Daily report over key topics of LatAm financial companies under Citi’s

coverage.

Gustavo SchrodenAC

Brazilian's debt renegotiation program likely to be extended (O Globo, Jul 28) +55-11-4009-5858

gustavo.schroden@citi.com

Citi's Take: The Brazilian government is expected to extend the current Desenrola Arnon Shirazi, CFA

Brasil 2.0 household debt renegotiation program by at least 30 days beyond its +55-11-4009-7906

scheduled August 3, 2026 expiration, with officials also considering a longer arnon.shirazi@citi.com

extension of up to two months. The decision is supported by banks, which continue

Brian Flores, CFA

to see strong demand for debt restructuring. Since its relaunch in May, the program

+55-11-4009-2842

has renegotiated approximately R$22 billion in household debts through 3.6 million luis.brian.flores@citi.com

transactions, reducing the outstanding balance to about R$4 billion after discounts.

The initiative allows consumers with overdue credit card, overdraft, and personal

loan debts to obtain discounts of up to 90%, lower interest rates, and repayment

terms of up to 48 months.

Nubank launches new membership program, aimed at middle-income segment

(Valor, Jul 28)

Citi's Take: Nubank has launched Croma, a new membership program aimed at its

growing middle-income customer segment, targeting users who increasingly

concentrate their financial activities within the fintech. The package includes loyalty