AMERICAN EXPRESS CO — Form 10-Q filed 2025-10-17

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American Express reported Q3 2025 net income of $2.902 billion, up 15.8% year-over-year, with diluted EPS of $4.14 vs. $3.49. Total revenues net of interest expense rose 10.8% to $18.426 billion. The company acquired 3.2 million new proprietary cards, continued investing in growth, and returned $2.9 billion to shareholders. CET1 ratio remained at 10.5%, within target. Management expressed confidence in the business model despite macroeconomic and geopolitical uncertainties.