U.S. COMPANY FILING
AMERICAN EXPRESS CO — Form 10-K filed 2026-02-06
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American Express reported 2025 total revenues net of interest expense of $72.2 billion, up 10% YoY. Net income grew, with strong capital returns: $5.3 billion buybacks and $2.3 billion dividends. Plans to increase quarterly dividend by ~16% in Q1 2026. Credit quality stable, CET1 ratio 10.5%. Acquired full ownership of Swisscard. Risks include competition, interest rates, and regulation.
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