F3Q26 Preview: Poised to Deliver Again

研报英文原文证据摘录

F3Q26 Preview: Poised to Deliver Again

ogical catalyst for future modernization. Although there is no direct evidence yet that AI is

causing a major near term acceleration in Guidewire cloud migrations, insurers increasingly recognize that legacy on premise

systems will struggle to support modern digital features. Consequently, transitioning to the cloud is seen as a necessary step

to better position carriers to leverage advanced AI capabilities as they become available.

■ Customers want AI. While customers are increasingly inquiring about GWRE's AI capabilities, actual adoption will likelyRESEARCH be controlled and gradual because insurers remain highly cautious about integrating large language models directly into

regulated, compliance-heavy core systems. Although GWRE's overall AI strategy is still a work in progress, clients are

actively requesting targeted solutions to streamline manual operations. Carriers are asking for AI tools capable of extracting

information from exposure sheets and underwriting documents to automatically populate structured policy attributes.

Similarly, customers want an AI-driven experience in claims that consolidates data from multiple screens into a single unified

view. This would allow adjusters, agents, and customers to instantly understand claim statuses and next steps without

manually inspecting disparate notes and payment fields. GWRE will likely include minor system enhancements in standard

product updates, whereas larger capabilities like a unified claims communication module could be monetized separately.

■ PricingCenter. GWRE's PricingCenter aims to streamline how insurance carriers manage complex rating logic by embedding

these capabilities directly within its ecosystem.