Brazilian Payments "Feedback from event with CloudWalk" Prato

研报英文原文证据摘录

Brazilian Payments "Feedback from event with CloudWalk" Prato

Global Research

14 May 2026ab

Brazilian Payments Equities

Latin AmericaFeedback from event with CloudWalk

Diversified Financial

Kaio Prato

Event with CloudWalk - AI company with a payment subsidiary Analyst

Last week, we hosted an event with Mr. Luis Silva (Co-founder and CEO) and Mr. kaio.prato@ubs.com

Marcelo Baldin (CFO) in São Paulo. CloudWalk the holding company of InfinitePay +55-11-3513 6573

(Brazilian acquirer), a tech company focused on SME payments and banking Camila Azevedo

platform, leveraging deep transaction level data and proprietary AI/risk models to Associate Analyst

drive payments, high approval rates in credit and fast integration. It is growing at camila.azevedo@ubs.com

~triple-digit rates with cash generation, reaching ~2-3% of share in the acquirer +55-11-2767 6881

market in 2025 (considering only cards TPV). See below company profile and our Bruno Kenji

main takeaways from the meeting: Associate Analyst

bruno.kenji@ubs.com

Introduction: CloudWalk differentiates itself early through a data-driven +55-11-2767 6056

platform supported by blockchain. It has three main businesses: InfinitePay

Thiago Batista, CFA

(AI driven Payments and Banking platform Brazil); JIM (AI embedded instant

Analyst

payments and banking platform US) and Pierre (AI only consumer Open thiago.batista@ubs.com

Finance Platform). It currently serves ~5.5mn active sellers and >7mn MAU, +55-11-3513 6518

with a portion of the base already making intensive use of its AI-enabled

features.

Platform, integration and risk: The platform is characterized by fast

integration and strong product execution. Customer growth is increasingly

coming from online channels and the company reports best in class approval