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U.S. COMPANY FILING

CAPITAL ONE FINANCIAL CORP — Form 10-K filed 2026-02-19

Filed: 2026-02-19Company: CAPITAL ONE FINANCIAL CORPTicker: COFExchange: NYSEForm: 10-KReport period: 2025-12-31SEC accession: 0000927628-26-000024Event: earningsMateriality: 85

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Capital One's 2025 net income fell to $2.09 billion from $4.75 billion in 2024, driven by higher credit costs and Discover acquisition integration expenses. Total assets grew to $669 billion. The company completed the Discover acquisition and committed to a $265 billion Community Benefits Plan. Capital ratios remained strong with CET1 at 17.2%. Credit card segment income declined significantly.

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