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U.S. COMPANY FILING

PNC FINANCIAL SERVICES GROUP, INC. — Form 10-K filed 2026-02-20

Filed: 2026-02-20Company: PNC FINANCIAL SERVICES GROUP, INC.Ticker: PNCExchange: NYSEForm: 10-KReport period: 2025-12-31SEC accession: 0000713676-26-000020Event: earningsMateriality: 85

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PNC reported 2025 net income of $7.0 billion, up 18% YoY, with diluted EPS of $16.59. Total revenue rose 7% to $23.1 billion, driven by higher net interest income and noninterest income. Total assets grew to $573.6 billion, loans up 5%. Returned $3.9 billion to shareholders, CET1 ratio 10.6%. FDIC special assessment accrual release of $108 million. Outlook: slower economic growth in 2026, potential Fed rate cuts.

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