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U.S. COMPANY FILING

JPMORGAN CHASE & CO — Form 10-K filed 2026-02-13

Filed: 2026-02-13Company: JPMORGAN CHASE & COTicker: JPMExchange: NYSEForm: 10-KReport period: 2025-12-31SEC accession: 0001628280-26-008131Event: earningsMateriality: 85

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JPMorgan Chase reported 2025 net income of $57.0 billion, down 2%, EPS of $20.02, ROE 17%, ROTCE 20%. Total net revenue was $182.4 billion, up 3%, with NII of $95.4 billion and noninterest revenue of $87.0 billion. Noninterest expense was $95.6 billion, up 4%. For 2026, management expects NII of approximately $103 billion, adjusted expense of approximately $105 billion, and Card Services net charge-off rate of approximately 3.4%.

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