The Financial Espresso: Amazon; FGTS in private payroll loans; Banrisul; XP; Inter

Research evidence excerpt

The Financial Espresso: Amazon; FGTS in private payroll loans; Banrisul; XP; Inter

Global Research

19 June 2026ab

The Financial Espresso Equities

Latin AmericaAmazon; FGTS in private payroll loans;

Banrisul; XP; Inter Financial

Kaio Prato

Analyst

kaio.prato@ubs.com

Amazon launches new generation of Alexa personal assistant in Brazil, with +55-11-3513 6573

generative AI

Thiago Batista, CFA

According to Valor, Amazon launched Alexa+ in Brazil, the new generation of its Analyst

digital personal assistant powered by generative AI, with Prime members getting thiago.batista@ubs.com

free early access to try the technology. According to the company, the new product +55-11-3513 6518

interacts and executes tasks more fluidly. Non-Prime customers will be able to Camila Azevedo

subscribe to Alexa+ for R$99.90 per month. Amazon says the embedded AI Associate Analyst

understands user intent rather than just words, making interaction easier camila.azevedo@ubs.com

regardless of accent, slang, or complex requests, and to get early access users need +55-11-2767 6881

a compatible device and must sign up on the platform. Our take: Amid a highly Bruno Kenji

competitive scenario, we note players taking initiatives to increase overall Associate Analyst

engagement in its platforms. bruno.kenji@ubs.com

+55-11-2767 6056

Government studies allowing the use of FGTS to cover up to 100% of payroll debt Beatriz Shinye

for CLT workers Associate Analyst

According to Valor, the Brazilian government is studying a proposal to allow workers beatriz.shinye@ubs.com

to use their FGTS balance as collateral covering up to 100% of their private payroll +55-11-2767 6569

loan debt. The expectation is that this expanded guarantee will boost adoption of