Bank B/S: 2Q26 Week 12 - Loan Gr. Limited, Deposits Declined W/W; Loan Gr. Healthy Overall Q/Q; Avg. Deposit Gr. Exceeds Avg. Loan Gr. at Large Banks

Research evidence excerpt

Bank B/S: 2Q26 Week 12 - Loan Gr. Limited, Deposits Declined W/W; Loan Gr. Healthy Overall Q/Q; Avg. Deposit Gr. Exceeds Avg. Loan Gr. at Large Banks

US Banks

EQUITY RESEARCH Industry Report

June 29, 2026

Bank B/S: 2Q26 Week 12 - Loan Gr. Limited, Deposits

Companies mentioned

Ticker Price Rating Target Declined W/W; Loan Gr. Healthy Overall Q/Q; Avg.

BKU $49.26 Overweight $56.00 Deposit Gr. Exceeds Avg. Loan Gr. at Large Banks

CFG $70.40 Overweight $75.00

CFR $155.31 Neutral $154.00 2Q26 Week 12 (out of 13): Trends for the week ending June 17. For details

EWBC $129.47 Overweight $137.00 on this week's Fed H8 trends, as well as a historical analysis of bank balance

FBK $55.89 Overweight $65.00 sheet trends line-by-line, please see the report and attached deck. We are

FFIN $35.24 Neutral $34.00

back to the typical 13 weeks of data in the 2Q26 dataset, but note that FLG $15.28 Overweight $16.00

Week 1 ends on April 1, which means six days of banking activity from 1Q26 HOMB $29.30 Neutral $30.00

will reflect in 2Q26 trends. LOB $41.40 Neutral $41.00

MTB $237.26 Overweight $253.00

PB $74.36 Overweight $80.00 Bank B/S Deck Signposting

RF $30.06 Overweight $32.00 ●All Banks: Balance Sheet Trends (p. 17-32)

VLY $14.72 Overweight $16.00

ZION $69.14 Overweight $69.00 ●Small Banks (Ex. Top 25 Banks by Assets): B/S Trends (p. 33-43)

Prices are as of 06/26/26. ●Large Banks (Top 25 by Assets): B/S Trends (p. 44-54)

Research Analysts: ●Seasonality Analysis (p. 55-60)

Dave Rochester

212-610-2210 Dave.Rochester@cantor.com Key Takeaways (cont. on p. 2)

Eric Spector, CFA Weekly Trends (2Q26 Week 12, p. 13). Friday's Fed H8 release reflected 904-598-9302

Eric.Spector@cantor.com the twelfth week of bank balance sheet trend data available for 2Q26. As a