Chase Spending Data Updated Through June 2, 2026

Research evidence excerpt

Chase Spending Data Updated Through June 2, 2026

J P M O R G A N North America Equity Research

10 June 2026

Chase Spending Data

Updated Through June 2, 2026

Consumer Finance

Richard Shane AC

(1-415) 315-6701

richard.b.shane@jpmorgan.com

J.P. Morgan Securities LLC

We are updating our Chase Spending data through June 2. Data are provided on a

lagged basis and presented in a rolling seven-day format. The authors wish to thank Prakhar Rai, of

Beginning with our May 26, 2026, publication, we are sourcing our Chase the J.P. Morgan Global Research Center,

Spending data from JPMC Index File 2.0, an updated and enhanced dataset that for contributions to this report.

replaces the prior Index File 1.0. The new dataset is built using more granular

transaction-level details, enabling us to expand our analytical coverage with

additional category breakdowns (e.g., by income level). As a result, readers will notice

a substantial increase in the number of charts and tables accompanying this report

going forward. As always, we welcome reader feedback and suggestions. We have

attached a schema of the full dataset as an appendix at the end of the note, allowing

readers to see the complete universe of available categories as well as those we have

selected to highlight in our charts and commentary. Click here for disclaimers and

methodology.

We are publishing an abridged version of our Chase Spending data through June 2. We

are excluding MTD comparisons until a full week of data is available for the new

month because of the noise created by comparing a few days. Consistent with prior

practice, cohorts within the portfolio sample have been refreshed since our last

publication. We believe this generally occurs towards the beginning of each month.