Plaid Effects "Recap and Industry Takeaways" Chiodo

Research evidence excerpt

Plaid Effects "Recap and Industry Takeaways" Chiodo

rom Plaid's

network). Plaid provides the infrastructure layer, allowing FinTechs to access customer Ella Zimmermann

account data via APIs to “build any financial application from payments to lending to Associate Analyst

wealth management.” Plaid has introduced decisioning products to help FinTechs ella.zimmermann@ubs.com

+1-212-713 5000manage risks and settlement at scale (i.e., Guaranteed Payments). For added context,

Plaid counts the likes of Cash App, Venmo, Marqeta, Chime, Rocket, SoFi, Holt Bashinsky

Checkout.com, Varo, Current, Betterment, OpenAI, and numerous other FinTechs & FIs Associate Analyst

as clients and/or partners. We continue to monitor Plaid’s growth and product holt.bashinsky@ubs.com

+1-212-713 2833

announcements given the company’s scale and role in helping many of the FinTech

companies deliver modern solutions. See additional details of Plaid in our private Siddhanth Soni

company profile within this report. Associate Analyst

siddhanth.soni@ubs.com

+1-212-649 8010

Plaid's upcoming keynote session at our 9th Napa Annual Private Company

Conference & Networking event: We will be hosting Plaid's Chief Financial Officer,

Seun Sodipo, as a keynote speaker at our 9th Annual Private Company Conference

& Networking event during June 3-5, 2026 (welcome reception and “open mic”

discussion evening of June 3rd, where industry participants and investors will react to a

series of industry questions in an outdoor, large group forum), a ~2-day industry

immersion with ample time for networking and relationship building with industry

peers, experts, and executives (alongside 1x1s, groups, and on-stage panels). Thus far

there are approaching ~200 private companies, industry participants, consultants,